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Information - Online Debt Counselling Process, Free State
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The National Credit Regulator (NCR) was established as the regulator under the National Credit Act No. 34 of 2005 (The Act) and is responsible for the regulation of the South African credit industry. It is tasked with carrying out education, research, policy development, registration of industry participants, investigation of complaints, and ensuring the enforcement of the Act.

The NCR is also tasked with the registration of credit providers, credit bureau and debt counsellors; and with the enforcement of compliance with the Act.

Debt Counselling was introduced and enforced in 2007. This enabled over-indebted consumers to seek relief in accordance to the National Credit Act.

It is further also important to remember that creditors cannot take legal steps against a person (if their negotiated payments are upt to date) who is under debt review. A person under debt counselling may also not take any new credit or make new debt.

What is Debt Counselling?

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Debt Counselling Process explained

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Last Updated on Tuesday, 11 October 2011 03:16